Systems and methods using paperless check 21 items

Details Systems and methods using paperless check 21 items Systems and methods using paperless check 21 items

2008-01-24

2009-11-17

Abdi, Kambiz (Department: 3692)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S039000, C705S042000

Reexamination Certificate

active

07620603

ABSTRACT:
The disclosure describes a digitally originated check (DOC) through an electronic payment system (EPS) which captures payor metadata instructions regarding the intended payment to a payee. The metadata is stored in a database or the like for further processing instead of printing a paper check. The DOC can be cleared either electronically or through a paper substitute check through Check 21 clearing methods.

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