Systems and methods of check re-presentment deterrent

Details Systems and methods of check re-presentment deterrent Systems and methods of check re-presentment deterrent

2008-09-02

2009-11-17

Cheung, Mary (Department: 3694)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

Reexamination Certificate

active

07620604

ABSTRACT:
A user or a device may separate a check into two or more portions prior to generating a digital image of the check for remote deposit of the check. The user or a device may separate the check by cutting or tearing the check. After separating the check into the portions, the user may generate a digital image of the portions of the check using a scanner for example. The digital image may be transmitted to an institution for deposit of the check. The institution may retrieve the images of the portions of the check and generate an image of the check based on the portions, by combining the images of the portions for example. The image of the check that may be generated based on the images of the portions may be processed for deposit.

REFERENCES:
patent: 4002356 (1977-01-01), Weidmann
patent: 5924737 (1999-07-01), Schrupp
patent: 7386511 (2008-06-01), Buchanan et al.
patent: 2005/0097046 (2005-05-01), Singfield
patent: 2005/0182710 (2005-08-01), Andersson et al.
patent: 2005/0267843 (2005-12-01), Acharya et al.
patent: 2007/0156438 (2007-07-01), Popadic et al.
patent: 2007/0251992 (2007-11-01), Sharma et al.
Electronic Billing Problem: The E-check is in the mail-American Banker-v168, n 95, 91. May 19, 2003.
Matthews, Deborah, “Advanced Technology Makes Remote Deposit Capture Less Risky”, Indiana Bankers Association, Apr. 2008, 2 pgs.

Affiliated with

Also associated with

Rating

Systems and methods of check re-presentment deterrent does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Systems and methods of check re-presentment deterrent, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Systems and methods of check re-presentment deterrent will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-4081901