Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2002-05-29
2009-12-15
Patel, Jagdish N. (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S038000, C705S039000
Reexamination Certificate
active
07634434
ABSTRACT:
Systems and methods are provided for setting a cycle date for a financial account. For instance, a cycling module may be provided to set a default cycle date for cycling the financial account, and an account monitoring module may be provided to determine whether a transaction is posted on the financial account within a first predetermined period before the default cycle date. If a transaction is posted on the financial account within the first predetermined period, then the cycling module sets a new cycle date. The new cycle date can be set to a date that follows the transaction post date by a second predetermined period. Alternatively, the new cycle date may be set to other dates, such as a date corresponding to the next qualifying date.
REFERENCES:
patent: 6092055 (2000-07-01), Owens et al.
patent: 2002/0165808 (2002-11-01), Zamsky et al.
patent: 2003/0101131 (2003-05-01), Warren et al.
Baker Daniel Guy
Bindumadhavan Krishnamurthy
Chandak Sanjeev Kumar
Jiulianti Bradley Wilson
Borlinghaus Jason M
Capital One Financial Corporation
Finnegan Henderson Farabow Garrett & Dunner LLP
Patel Jagdish N.
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