Systems and methods for remotely authenticating credit card...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Details

C705S035000, C705S039000, C705S026820, C713S155000, C713S168000, C455S001000, C455S010000, C455S456600

Reexamination Certificate

active

08078538

ABSTRACT:
A system for remotely authenticating credit card transactions of a consumer comprises at least one subsystem that alerts the consumer via a communication device of the consumer when a credit card transaction that meets certain criteria is being attempted on the consumer's credit card account. Also, a system for remotely authenticating credit card transactions of a consumer may comprise at least one subsystem that receives an authorization request from a merchant for completing the credit card transaction and at least one subsystem that disallows the transaction to complete if a response is received from the consumer rejecting the transaction. The communication device may be a cell phone, computer, PDA, land line telephone, or any other communication device.

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