Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Discount or incentive
Reexamination Certificate
2002-02-19
2009-11-17
Fischer, Andrew J. (Department: 3621)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Discount or incentive
C705S064000
Reexamination Certificate
active
07620567
ABSTRACT:
A loyalty system that may be integrated with a financial infrastructure is provided. Such a financial infrastructure may accommodate transactions involving participants in the loyalty program as well as transactions that do not involve participants in the loyalty program. When a transaction is initiated by a customer at a merchant, regardless of who are the parties to the transaction, it is intercepted by a loyalty switch, which determines whether the customer and merchant are participants in the loyalty program. The switch transmits the transaction instruction to the financial infrastructure so that authorization may be received. If it is determined that the customer and merchant are participants in the loyalty program, the loyalty switch also executes a loyalty process that conforms with the criteria of the loyalty program.
REFERENCES:
patent: 5117355 (1972-05-01), McCarthy
patent: 4723212 (1988-02-01), Mindrum et al.
patent: 4910672 (1990-03-01), Off et al.
patent: 4941090 (1990-07-01), McCarhty
patent: 5025372 (1991-06-01), Burton et al.
patent: 5056019 (1991-10-01), Schultz et al.
patent: 5173851 (1992-12-01), Off et al.
patent: 5185695 (1993-02-01), Pruchnicki
patent: 5200889 (1993-04-01), Mori
patent: 5202826 (1993-04-01), McCarhty
patent: 5305196 (1994-04-01), Deaton et al.
patent: 5448471 (1995-09-01), Deaton et al.
patent: 5471669 (1995-11-01), Kidman
patent: 5483444 (1996-01-01), Heintzeman et al.
patent: 5530232 (1996-06-01), Taylor
patent: 5537314 (1996-07-01), Kanter
patent: 5578808 (1996-11-01), Taylor
patent: 5612868 (1997-03-01), Off et al.
patent: 5642485 (1997-06-01), Deaton et al.
patent: 5644723 (1997-07-01), Deaton et al.
patent: 5649114 (1997-07-01), Deaton et al.
patent: 5659469 (1997-08-01), Deaton et al.
patent: 5687322 (1997-11-01), Deaton et al.
patent: 5689100 (1997-11-01), Carrithers et al.
patent: 5734838 (1998-03-01), Robinson et al.
patent: 5774870 (1998-06-01), Storey
patent: 5804806 (1998-09-01), Haddad et al.
patent: 5806045 (1998-09-01), Biorge et al.
patent: 5832457 (1998-11-01), O'Brien et al.
patent: RE36116 (1999-02-01), McCarthy
patent: 5903880 (1999-05-01), Biffar
patent: 5909486 (1999-06-01), Walker et al.
patent: 5915007 (1999-06-01), Klapka
patent: 5923016 (1999-07-01), Fredregill et al.
patent: 5924080 (1999-07-01), Johnson
patent: 5926795 (1999-07-01), Williams
patent: 5969318 (1999-10-01), Mackenthun
patent: 5974399 (1999-10-01), Giuliani et al.
patent: 5983196 (1999-11-01), Wendkos
patent: 5991376 (1999-11-01), Hennessy et al.
patent: 6000608 (1999-12-01), Dorf
patent: 6009411 (1999-12-01), Kepecs
patent: 6009412 (1999-12-01), Storey
patent: 6009415 (1999-12-01), Shurling et al.
patent: 6012635 (2000-01-01), Shimada et al.
patent: 6024288 (2000-02-01), Gottlich et al.
patent: 6026370 (2000-02-01), Jermyn
patent: 6032136 (2000-02-01), Brake, Jr. et al.
patent: 6061860 (2000-05-01), Eggleston et al.
patent: 6119933 (2000-09-01), Wong et al.
patent: 6138911 (2000-10-01), Fredregill et al.
patent: 6189787 (2001-02-01), Dorf
patent: 6195644 (2001-02-01), Bowie
patent: 6222914 (2001-04-01), McMullin
patent: 6229879 (2001-05-01), Walker et al.
patent: 6278979 (2001-08-01), Williams
patent: 6282516 (2001-08-01), Giuliani
patent: 6292786 (2001-09-01), Deaton et al.
patent: 6321210 (2001-11-01), O'Brein et al.
patent: 6334108 (2001-12-01), Deaton et al.
patent: 6351735 (2002-02-01), Deaton et al.
patent: 6377935 (2002-04-01), Deaton et al.
patent: 6409080 (2002-06-01), Kawagishi
patent: 6419161 (2002-07-01), Haddad et al.
patent: 6424949 (2002-07-01), Deaton et al.
patent: 6424951 (2002-07-01), Shurling et al.
patent: 6450407 (2002-09-01), Freeman et al.
patent: 2001/0025879 (2001-10-01), Kawagishi
patent: 2001/0034720 (2001-10-01), Armes
patent: 2001/0054003 (2001-12-01), Chien et al.
patent: 2002/0046116 (2002-04-01), Hohle et al.
patent: 2002/0062253 (2002-05-01), Dosh, Jr. et al.
patent: 2002/0065712 (2002-05-01), Kawan
patent: 2002/0065716 (2002-05-01), Kushchill
patent: 2002/0082920 (2002-06-01), Austin et al.
patent: 2002/0099601 (2002-07-01), Farrell
patent: 2002/0107797 (2002-08-01), Combaluzier
patent: 2002/0112236 (2002-08-01), Sukeda et al.
patent: 2002/0120514 (2002-08-01), Hagmeier et al.
patent: 2002/0123926 (2002-09-01), Bushold et al.
patent: 2002/0143626 (2002-10-01), Voltmer et al.
patent: 2003/0182247 (2003-09-01), Mobed et al.
patent: 0253240 (1988-01-01), None
patent: 0933717 (1999-08-01), None
patent: 0 987 642 (2000-03-01), None
patent: 1011060 (2000-06-01), None
patent: 0933717 (2001-02-01), None
patent: 1139252 (2001-10-01), None
patent: 1232776 (2002-08-01), None
patent: 2274349 (1994-07-01), None
patent: WO 93/08546 (1993-04-01), None
patent: WO 98/06050 (1998-02-01), None
patent: WO 00/21004 (2000-04-01), None
US 6,460,019, 10/2002, Walker et al. (withdrawn)
Cawthorne John
George Colleen
First Data Corporation
Fischer Andrew J.
The Western Union Company
Townsend and Townsend / and Crew LLP
Zelaskiewicz Chrystina
LandOfFree
Systems and methods for operating loyalty programs does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Systems and methods for operating loyalty programs, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Systems and methods for operating loyalty programs will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4103589