Systems and methods for offering wireless financial accounts

Details Systems and methods for offering wireless financial accounts Systems and methods for offering wireless financial accounts

2006-07-14

2011-10-18

Poinvil, Frantzy (Department: 3691)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Electronic shopping

C705S030000

Reexamination Certificate

active

08041608

ABSTRACT:
Systems and methods consistent with the invention may offer a new financial account having a balance transfer sub-account for implementation onto a customer's wireless purchasing device. The purchasing device may have a wireless transmitter that may communicate account information stored on the purchasing device to a service terminal. Based on the account information received by the service terminal, the system may obtain the terms of the customer's current account associated with the purchasing device. The system may then determine the terms of the new account for offering to the customer. If the customer accepts the offered account, the terminal may then wirelessly reprogram the purchasing device with the information of the new account and transfer the balance of the customer's original account to the balance transfer sub-account of the new account.

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patent: WO 9722073 (1997-06-01), None

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