Systems and methods for integrating loyalty and stored-value...

Details Systems and methods for integrating loyalty and stored-value... Systems and methods for integrating loyalty and stored-value...

2003-12-17

2008-09-09

Fischer, Andrew J. (Department: 3621)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Discount or incentive

C705S035000, C705S039000, C705S016000, C705S017000, C235S381000

Reexamination Certificate

active

07424441

ABSTRACT:
Systems and methods are provided for operating an integrated stored-value and loyalty program within a financial infrastructure. An identifier and a packet of transaction information defining a transaction between a merchant and a customer are received at a loyalty host. Qualifying aspects of the transaction are identified from the packet of transaction information. A customer reward is determined from the identified qualifying aspects and a history of information defined by the identifier. Information defining the reward is transmitted to a stored-value host that records a value parameter that may be applied as value by the customer to another transaction.

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