Systems and methods for insurance coverage

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance

Reexamination Certificate

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Details

C705S014720, C705S027200, C705S029000

Reexamination Certificate

active

07729930

ABSTRACT:
A user may use a financial card to make a purchase at a merchant. An institution system may receive and analyze transaction data associated with the purchase. The institution system may send a notice to the user asking if the user would like insurance coverage for the item(s) pertaining to the purchase. The notice may request the user send a photo of the item(s) or documentation pertaining to the item(s) to the institution system.

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patent: 2006/0059088 (2006-03-01), Krikorian et al.
patent: 2007/0214021 (2007-09-01), McLaughlin
“Checking Accounts Offer Buyer-Protection Insurance” by Michael Quint, New York Times, Late editions—Final ED; col. 1, p. 1, Feb. 12, 1990.
“Unleash Your Consumer Power; American Express Offers Free Brochures to Help You Protect Your Purchases” (Press Release Jan. 27, 1999.
Grami, Ali et al., “Future Trends in Mobile Commerce: Service Offerings, Technological Advances and Security Challenges”, Faculty of Business and Information Technology—University of Ontario Institute of Technology. 14 pages.

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