Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2011-01-11
2011-01-11
Colbert, Ella (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S03600T, C705S038000, C235S383000
Reexamination Certificate
active
07870049
ABSTRACT:
To protect a person with a property interest in real property against a loss of market value thereof, a base market value of the real property is determined at a current time when the property interest in the real property arises or thereafter, and a number of types of events that cause the real property to lose market value as compared with the base market value are defined. A number of the defined types of events are selected, and a real estate market value policy is issued to the person at about the current time. The policy promises to compensate the person for any loss experienced by the person if the real property loses market value as compared with the base market value based on any of the selected types of events.
REFERENCES:
patent: 6651063 (2003-11-01), Vorobiev
patent: 6678685 (2004-01-01), McGill et al.
patent: 6829584 (2004-12-01), Loveland
patent: 7249146 (2007-07-01), Brecher
patent: 7328202 (2008-02-01), Huang et al.
patent: 7349860 (2008-03-01), Wallach et al.
patent: 7505921 (2009-03-01), Lukas et al.
patent: 7558773 (2009-07-01), Mancisidor et al.
patent: 7599882 (2009-10-01), Cagan
patent: 2002/0072958 (2002-06-01), Yuyama et al.
patent: 2003/0018578 (2003-01-01), Schultz
patent: 2003/0023462 (2003-01-01), Heilizer
patent: 2003/0023493 (2003-01-01), Ohashi et al.
patent: 2003/0088444 (2003-05-01), Garbin et al.
patent: 2003/0093347 (2003-05-01), Gray
patent: 2003/0110122 (2003-06-01), Nalebuff et al.
patent: 2004/0019517 (2004-01-01), Sennott
patent: 2004/0064392 (2004-04-01), Barkman, Jr.
patent: 2004/0153352 (2004-08-01), Berns et al.
patent: 2004/0260578 (2004-12-01), Jin
patent: 2005/0086179 (2005-04-01), Mehmet
patent: 2005/0187851 (2005-08-01), Sant
patent: 2007/0011021 (2007-01-01), Worstell et al.
patent: 2007/0136109 (2007-06-01), Yager et al.
patent: 2007/0260535 (2007-11-01), Kontogiannis
patent: 2007/0282737 (2007-12-01), Brasch
patent: 2007/0294611 (2007-12-01), McKinney et al.
patent: 2008/0033847 (2008-02-01), McIntosh
patent: 2008/0052211 (2008-02-01), Buerger et al.
patent: 2008/0215479 (2008-09-01), Pollock et al.
patent: 2009/0018970 (2009-01-01), Barkman, Jr.
patent: 2009/0024420 (2009-01-01), Winkler
patent: 2009/0043629 (2009-02-01), Price
patent: 2009/0234763 (2009-09-01), Stenson et al.
patent: 2009/0281842 (2009-11-01), Hendrix
patent: 2010/0131331 (2010-05-01), Ginsburg et al.
Guido van der Hoeven, After the Storm: What is a tree worth, North Carolina Cooperative Extension Service, North Carolina State University Jan. 31, 2001 (Treeloss).
http://www.londonspecialrisks.com/pdfs/Ship%20RVI.pdf, Residual Value Insurance for Commercial Shipping Vessels, Jul. 31, 2004 (Residual).
Russell, T. et al. “Catastrophe Insurance, Dynamic Premium Strategies, and the Market for Capital”, Paper prepared for 1995 NAIC/ARIA Symposium Issues in Insurance Regulation. Published in Alternative Approaches to Insurance Regulation, National Association of Insurance Commissioners, 1998.
State of West Virginia Offices of Insurance Commissioner, “A Financial Analysis of Homeowners Insurance,”, Jul. 2004, 29 pages total.
Namic Online, “Homeowners Should Review Policies,” Feb. 28, 2001. Retrieved from the Internet: < http://www.namic.org/consumer/policies.asp>, 3 pages total.
Waddell, “Homeowner's Insurance,” HE-0665, Alabama Cooperative Extension System (Alabama A&M University and Auburn University), Reprinted Oct. 1998. Retrieved from the Internet: <http://www.aces.edu/pubs/docs/H/HE-0665/>, 6 pages total.
Colbert Ella
Ojiaku Chika
Townsend and Townsend / and Crew LLP
United Services Automobile Association (USAA)
LandOfFree
Systems and methods for implementing real estate value... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Systems and methods for implementing real estate value..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Systems and methods for implementing real estate value... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2712392