Systems and methods for determining loan opportunities

Details Systems and methods for determining loan opportunities Systems and methods for determining loan opportunities

2011-06-14

2011-06-14

Colbert, Ella (Department: 3694)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S007380, C705S014270, C705S014270, C705S035000, C705S040000, C707S793000, C707S793000, C709S206000, C706S062000, C725S034000, C382S139000

Reexamination Certificate

active

07962404

ABSTRACT:
A loan opportunity system is configured to analyze loan data and/or population data in order to determine loan opportunities for a lender, such as a credit union. In one embodiment a lender is initially provided with one or more estimated loan opportunity indicators, such as indicators of quantities of loans in a specific geographic region for which the lender can likely offer lower rates. Subsequently, upon completion of a payment agreement with a loan opportunity provider, for example, and establishment of loan parameters associated with borrowers (and their existing loans) to which the lender would like to make firm offers of credit, the lender is provided with a loan opportunity list indicating details of borrowers and their respective loans for which the particular lender can likely offer lower rates.

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