Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2006-09-19
2006-09-19
Le, Uyen-Chau N. (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S380000, C235S449000, C705S045000
Reexamination Certificate
active
07108174
ABSTRACT:
Systems and methods for electronically processing financial transactions involving corporate checks. A front end device at a location associated with a merchant and a check processing service configured to detect and process corporate checks. In one embodiment, the detection of the corporate check is achieved at the front end device by reading of an auxiliary on-us field in the check's magnetic ink character recognition (MICR) line. Such information denoting the check as a corporate check is used by the check processing service to at least partially base its assessment of whether to approve and process the corporate check electronically.
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Phillips Cheryl
Sellen Kerry
First Data Corporation
Knobbe Martens Olson & Bear LLP
Le Uyen-Chau N.
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