Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2002-11-22
2010-06-29
Patel, Jagdish N (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S038000
Reexamination Certificate
active
07747525
ABSTRACT:
The present invention provides systems and methods for customizing fixed rate and variable rate mortgages. In some cases, the methods include accessing mortgage information and identifying at least a first characteristic of the mortgage to be modified. In addition, a first funds transfer is authorized to facilitate modification of the first characteristic. The mortgage is also monitored and changes in any relevant characteristics are identified. Where changes in a second relevant characteristic is detected, a second funds transfer is authorized to facilitate modification of the first characteristic to compensate for the change in the second characteristic.
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U.S. Appl. No. 10/702,123, filed Nov. 4, 2003, Applicant Rogers.
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Corrigan MaryLou
Gallagher Michael F.
Grant William R.
Muniz Tony A.
Rogers Michael W.
Patel Jagdish N
The Western Union Company
Townsend and Townsend and Crew
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