System, method, and computer program product for receiving...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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C705S035000, C705S040000

Reexamination Certificate

active

07627524

ABSTRACT:
A system, method, and computer program product is provided that is capable of receiving and processing payments from a payor. In one embodiment, the system includes a processing element capable of identifying a payor account, the payor account being associated with a payor and with one of a plurality of billers, and the payor account comprising payor account data. The processing element also is capable of accessing the payor account data. The processing element also is capable of receiving data representing a payment from the payor to satisfy a financial obligation evidenced by the payor account. The processing element is further capable of sending a notice to the one of a plurality of billers indicating that the payment has been received.

REFERENCES:
patent: 2004/0019559 (2004-01-01), Moenickheim et al.
patent: 2005/0033690 (2005-02-01), Antognini et al.
patent: 2005/0184146 (2005-08-01), Hoch
CheckFree Says It's Finding Its Stride in Walk-In Bill-Pay Daniel Wolfe. American Banker. New York, N.Y.: Oct. 21, 2004. vol. 169, Iss. 203; p. 12.
BP to Roll Out NCR Web Kiosks in New Design Convenience Stores PR Newswire. New York: Jan. 19, 2001. p. 1.
Corporates & e-banking Priyanka Jayashankar. Businessline. Chennai: Oct. 30, 2004. p. 1.

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