System, method, and computer program product for providing...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S03600T

Reexamination Certificate

active

07401037

ABSTRACT:
In one embodiment, a method of managing assets for stabilizing anticipated periodic payments, allocating the assets to first and second pools; at periodic intervals, comparing the current value of the assets in the first pool to a present value of the remaining payments; and, when the current value is less the present value, reallocating a portion of the assets from the second pool to the first pool so that the first asset pool has a current value representing the present value. In another embodiment, a method for managing assets for stabilizing anticipated periodic payments includes allocating the assets into first and second pools; establishing a first payment amount; determining a first trigger value; assessing a current value of the assets; and reallocating assets from the second pool to the first pool to increase the first payment amount in response to the current value being greater than the first trigger value.

REFERENCES:
patent: 4953085 (1990-08-01), Atkins
patent: 5126936 (1992-06-01), Champion et al.
patent: 5291398 (1994-03-01), Hagan
patent: 5631828 (1997-05-01), Hagan
patent: 5754980 (1998-05-01), Anderson et al.
patent: 5812987 (1998-09-01), Luskin et al.
patent: 5852811 (1998-12-01), Atkins
patent: 5893071 (1999-04-01), Cooperstein
patent: 5893078 (1999-04-01), Paulson
patent: 5933815 (1999-08-01), Golden
patent: 6064969 (2000-05-01), Haskins
patent: 6064986 (2000-05-01), Edelman
patent: 6219650 (2001-04-01), Friend et al.
patent: 6253192 (2001-06-01), Corlett et al.
patent: 6275807 (2001-08-01), Schirripa
patent: 6278983 (2001-08-01), Ball
patent: 6343272 (2002-01-01), Payne et al.
patent: 6386444 (2002-05-01), Sullivan
patent: 6415267 (2002-07-01), Hagan
patent: 6592030 (2003-07-01), Hardesty
patent: 6611808 (2003-08-01), Preti et al.
patent: 6611815 (2003-08-01), Lewis et al.
patent: 6615180 (2003-09-01), Anderton, deceased et al.
patent: 7016871 (2006-03-01), Fisher et al.
patent: 7089201 (2006-08-01), Dellinger et al.
patent: 2001/0014873 (2001-08-01), Henderson et al.
patent: 2002/0035527 (2002-03-01), Corrin
patent: 2002/0035532 (2002-03-01), Halpern
patent: 2002/0103733 (2002-08-01), Barrington et al.
patent: 2002/0194098 (2002-12-01), Stiff et al.
patent: 2003/0120570 (2003-06-01), Dellinger et al.
patent: 2006/0282363 (2006-12-01), Tarbox et al.
IL Annuity & Insurance Co Separate Account 1; 485BPOS IL Annuity and Insurance Form N-4 Post-Effective; File No. 033-089028; GSI; Livedgar Information Provided by Global Securities Information, Inc., pp. 1 to 99, Apr. 26, 1996.
Manufacturers Life Insurance Co USA Separate Account H; 485APOS; The Manufacturers Life Insurance Company; GSI; Livedgar Information provided by Global Securities Information, Inc., pp. 1 to 161, Mar. 1, 1999.
Manulife Financial, “Venture Combination Fixed and Variable Annuity,” Financial Planning Resources, Inc., 4 pages, Jul. 1999.
White Paper, “Manulife Offers Payout Floor on Variables,” Best's Review—Life-Health Insurance Edition, BestWire, 1 Page, Jul. 20, 1998.
GSI, “Variable Annuity Account B of ING Life Ins & Annuity Co,” 485BPOS, Aetna Life Insurance and Annuity Company Form N-4, www.gsionline.com, Livedgar® Information Provided by Global Securities Information, Inc., 25 pages, As filed w/SEC on Nov. 24, 1999.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

System, method, and computer program product for providing... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with System, method, and computer program product for providing..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System, method, and computer program product for providing... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2761705

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.