Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Business or product certification or verification
Reexamination Certificate
2011-01-11
2011-01-11
Plucinski, Jamisue A (Department: 3629)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Business or product certification or verification
C705S325000
Reexamination Certificate
active
07870078
ABSTRACT:
In one embodiment, this invention analyzes demographic data that is associated with a specific street address when presented as an address change on an existing account or an address included on a new account application when that address is different from the reference address (e.g., a credit bureau type header data). The old or reference address and the new address, the new account application address or fulfillment address demographic attributes are gathered, analyzed, compared for divergence and scaled to reflect the relative fraud risk.
REFERENCES:
patent: 6418436 (2002-07-01), Degen et al.
patent: 7337119 (2008-02-01), Geschwender et al.
patent: 2002/0099649 (2002-07-01), Lee et al.
patent: 2003/0225692 (2003-12-01), Bosch et al.
Belsie, Laurent, Latest Scam Threatens Credit-Card User Security, Feb. 8, 1996, The Oregonian, Living, p. C03, pp. 1-2.
Fair, Isaac's Fusion Technology Improves Credit Card Fraud Detection at Total System Services, Inc.; Powerful, Next Generation Fraud Models Offer Unprecedented Predictive Power, Feb. 22, 1999, PR Newswire, Financial News, pp. 1-2.
“Mom and Pop Operation Focuses on Fraud”, Apr. 22, 1996, Credit Risk Management Report, p. 1, pp. 1-2.
Homeland Security Identicate; http://www.ams.com/HomelandSecurity/Identicate—func.asp (Sep. 26, 2002).
Homeland Security Identicate; http://www.ams.com/HomelandSecurity/Identicate.asp (Sep. 26, 2002).
AMS and DAC Services Partner to Provide Comprehensive Identity Authentication & Screening for US Transportation Industryas published on http://www.ams.com (Sep. 26, 2002).
AMS Identicate; http://www.ams.com/financialservices/creditservices/identicate.com (Jan. 8, 2004).
Donnelly Marketing; http://www.donnelleymarketing.com (Jan. 8, 2004).
LexisNexis RiskWise; http://www.riskwise.com/fraudpoint.html (Jan. 19, 2004).
Primary Payment Systems; http://www.primarypayments.com (Jan. 8, 2004).
Clark Robert T.
Elliott Adam
Dorsey & Whitney LLP
ID Insight Incorporated
Plucinski Jamisue A
LandOfFree
System, method and computer program product for assessing... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with System, method and computer program product for assessing..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System, method and computer program product for assessing... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2623880