Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Patent
1996-04-26
2000-01-18
Cosimano, Edward R.
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
235375, 235380, 345326, 705 26, G06F 1760
Patent
active
060164840
ABSTRACT:
An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a password to avoid unauthorized payments. A certificate form must be completed in order to obtain an instrument. The certificate form obtains the information necessary for creating a certificate granting authority to utilize an instrument, a payment holder and a complete electronic wallet. Electronic approval results in the generation of an electronic transaction to complete the order. If a user selects a particular certificate, a particular payment instrument holder will be generated based on the selected certificate. In addition, a default bitmap for the instrument associated with a particular certificate is defined by the issuing agent for the certificate, and the default bitmap will be displayed when the certificate definition is completed. Finally, the number associated with a particular certificate will be utilized to determine if a certificate can be issued by a particular party.
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Hughes Kevin
Parmar Bipinkumar G.
Williams Humphrey
Chalker Daniel J.
Cosimano Edward R.
Veri-Fone, Inc.
Warren, Jr. Sanford E.
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