System for facilitating the ordering and paying of services by m

Details System for facilitating the ordering and paying of services by m System for facilitating the ordering and paying of services by m

1996-10-09

2000-05-09

Kemper, Melanie A.

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

902 29, 902 40, H04M 1100

Patent

active

060616644

ABSTRACT:
The invention relates to a system (1) for electronic orders and payments by means of a communication network (6), such as a telephone network. A facilitating unit (2) comprising a voice response system (21) and a communication server (22) makes it possible, with the aid of simple subscriber equipment (8, 10) and a smart card (9), to order services and to effect electronic payments. The facilitating unit (2) is designed so as to be readily scalable and expandable. Preferably, it is also possible to revalue a smart card (9) by way of the system (1) of the invention.

REFERENCES:
patent: 5136632 (1992-08-01), Bernard
patent: 5189287 (1993-02-01), Parienti
patent: 5359182 (1994-10-01), Schilling
patent: 5396558 (1995-03-01), Ishiguro et al.
patent: 5495098 (1996-02-01), Pailles et al.
patent: 5521966 (1996-05-01), Friedes et al.

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