System for card activity-based residential crediting

Details System for card activity-based residential crediting System for card activity-based residential crediting

2000-09-25

2011-12-13

Johnson, Gregory (Department: 3691)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Discount or incentive

C705S014330, C705S026410, C705S035000, C705S038000

Reexamination Certificate

active

08078491

ABSTRACT:
An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of card crediting to mortgages and the like.More particularly, there is a method for card activity-based residential expense crediting, such as that for points, an external mortgage, or the like. The method includes the steps of: associating card activity with an external residential expense; crediting an amount to the residential expense responsive to the card activity; and generating output including the card activity-based residential expense crediting; wherein at least some of the steps are carried out by computer.

REFERENCES:
patent: 4722554 (1988-02-01), Pettit
patent: 4953085 (1990-08-01), Atkins
patent: 5207792 (1993-05-01), Anderson
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5466919 (1995-11-01), Hovakimian
patent: 5644726 (1997-07-01), Oppenheimer
patent: 5644727 (1997-07-01), Atkins
patent: 5705798 (1998-01-01), Tarbox
patent: 5950175 (1999-09-01), Austin
patent: 5966699 (1999-10-01), Zandi
patent: 6070153 (2000-05-01), Simpson
patent: 6076068 (2000-06-01), DeLapa et al.
patent: 6088682 (2000-07-01), Burke
patent: 6222914 (2001-04-01), McMullin
patent: 6226621 (2001-05-01), Warsh
patent: 6243688 (2001-06-01), Kalina
patent: 6386444 (2002-05-01), Sullivan
patent: 6408284 (2002-06-01), Hilt et al.
patent: 6422462 (2002-07-01), Cohen
patent: 6578011 (2003-06-01), Forward
patent: 6615187 (2003-09-01), Ashenmil et al.
patent: 6631358 (2003-10-01), Ogilvie
patent: 6751596 (2004-06-01), Hastings
patent: 6778968 (2004-08-01), Gulati
patent: 6941279 (2005-09-01), Sullivan
patent: 6999943 (2006-02-01), Johnson et al.
patent: 7072851 (2006-07-01), Wilcox et al.
patent: 7076455 (2006-07-01), Fogelson
patent: 7219071 (2007-05-01), Gallagher
patent: 7315841 (2008-01-01), McDonald et al.
patent: 2003/0093342 (2003-05-01), Hillman et al.
The banks fight back by co-opting cobranding; Anonymous; Credit Card News; Chicago; May 1, 1993; vol. 5, Iss. 26; 3-pages.
Principal Bank Gives a ‘Kick-Start’ to Personal Savings; Virtual Bank Has One-of-a-Kind Savings Reward Credit Card; PR Newswire; Aug. 24, 1999; 2-pages.
First-mortgage fees: an in-depth look; Credit Union Executive; v36, n2; Mar.-Apr., 1996; 5-pages.
Southwest MAP Fund Reaches $8 Million; PR Newswire; Mar. 27, 1997; 2-pages.
“Principal Group Financial Information” Jul. 20, 2000, Beth Wright.
Apr. 12, 2000, Home Points Trademark Application.
“Stripped-Down or Jazzed Up”. CardTrak Online, Jun. 2993.
PCT International Search Report for PCT/US00/35341, filed Dec. 22, 2000. pp. 1.
PCT Written Opinion of the International Searching Authority for PCT/US00/35341, filed Dec. 22, 2000. pp. 1-4.
“The Banks Fight Back by Co-Opting Cobranding”. Dialog Web Online, Sep. 20, 1990. pp. 1-3.

Affiliated with

Also associated with

Rating

System for card activity-based residential crediting does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with System for card activity-based residential crediting, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System for card activity-based residential crediting will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-4314841