System and method of validating a relationship between a...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S038000, C705S039000, C235S379000

Reexamination Certificate

active

07827108

ABSTRACT:
A system and method for validating a relationship between a user and a user account at a financial institution includes a data communication device, a memory, a processor coupled to the memory, and an account validation module executable by the processor. The account validation module generates a verification identifier for storage in the memory and is provided to the user, and subsequently receives a user initiated financial transaction involving the user account at the financial institution. The received financial transaction includes a comparison identifier supplied by the user. The account validation module determines whether the comparison identifier corresponds to the verification identifier for purposes of validating the relationship between the user and the user account maintained at the financial institution.

REFERENCES:
patent: 3652795 (1972-03-01), Wolf et al.
patent: 4321672 (1982-03-01), Braun et al.
patent: 4341951 (1982-07-01), Benton
patent: 4454414 (1984-06-01), Benton
patent: 4645873 (1987-02-01), Chomet
patent: 4713761 (1987-12-01), Sharpe et al.
patent: 4750119 (1988-06-01), Cohen et al.
patent: 4823264 (1989-04-01), Deming
patent: RE32985 (1989-07-01), Nagata et al.
patent: 4866611 (1989-09-01), Cree et al.
patent: 4941090 (1990-07-01), McCarthy
patent: 5010485 (1991-04-01), Bigari
patent: 5025372 (1991-06-01), Burton et al.
patent: 5132521 (1992-07-01), Smith et al.
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5231571 (1993-07-01), D'Agostino
patent: 5326960 (1994-07-01), Tannenbaum
patent: 5329589 (1994-07-01), Fraser et al.
patent: 5350906 (1994-09-01), Brody et al.
patent: 5351296 (1994-09-01), Sullivan
patent: 5383113 (1995-01-01), Kight et al.
patent: 5412730 (1995-05-01), Jones
patent: 5440634 (1995-08-01), Jones et al.
patent: 5453601 (1995-09-01), Rosen
patent: 5455407 (1995-10-01), Rosen
patent: 5557516 (1996-09-01), Hogan
patent: 5581764 (1996-12-01), Fitzgerald et al.
patent: 5623547 (1997-04-01), Jones et al.
patent: 5659165 (1997-08-01), Jennings et al.
patent: 5692132 (1997-11-01), Hogan
patent: 5699528 (1997-12-01), Hogan
patent: 5745574 (1998-04-01), Muftic
patent: 5790790 (1998-08-01), Smith et al.
patent: 5793302 (1998-08-01), Stambler
patent: 5799087 (1998-08-01), Rosen
patent: 5815657 (1998-09-01), Williams et al.
patent: 5832463 (1998-11-01), Funk
patent: 5850442 (1998-12-01), Muftic
patent: 5862325 (1999-01-01), Reed et al.
patent: 5873072 (1999-02-01), Kight et al.
patent: 5884288 (1999-03-01), Chang et al.
patent: 5884312 (1999-03-01), Dustan et al.
patent: 5890140 (1999-03-01), Clark et al.
patent: 5893120 (1999-04-01), Nemes
patent: 5903881 (1999-05-01), Schrader et al.
patent: 5920629 (1999-07-01), Rosen
patent: 5946667 (1999-08-01), Tull et al.
patent: 5953423 (1999-09-01), Rosen
patent: 5956391 (1999-09-01), Melen et al.
patent: 5956700 (1999-09-01), Landry
patent: 5960411 (1999-09-01), Hartman et al.
patent: 5963647 (1999-10-01), Downing et al.
patent: 5966696 (1999-10-01), Giraud
patent: 5966698 (1999-10-01), Pollin
patent: 5974148 (1999-10-01), Stambler
patent: 6012041 (2000-01-01), Brewer et al.
patent: 6012044 (2000-01-01), Maggioncalda et al.
patent: 6012045 (2000-01-01), Barzilai et al.
patent: 6012048 (2000-01-01), Gustin et al.
patent: 6029150 (2000-02-01), Kravitz
patent: 6032133 (2000-02-01), Hilt et al.
patent: 6088717 (2000-07-01), Reed et al.
patent: 6092053 (2000-07-01), Boesch et al.
patent: 6173272 (2001-01-01), Thomas et al.
patent: 6192407 (2001-02-01), Smith et al.
patent: 6227447 (2001-05-01), Campisano
patent: 6289322 (2001-09-01), Kitchen et al.
patent: 6327578 (2001-12-01), Linehan
patent: 6330550 (2001-12-01), Brisebois et al.
patent: 6332134 (2001-12-01), Foster
patent: 6341724 (2002-01-01), Campisano
patent: 6351739 (2002-02-01), Egendorf
patent: 6360205 (2002-03-01), Iyengar et al.
patent: 6424249 (2002-07-01), Houvener
patent: 6467684 (2002-10-01), Fite et al.
patent: 6487599 (2002-11-01), Smith et al.
patent: 6547129 (2003-04-01), Nichols et al.
patent: 6609113 (2003-08-01), O'Leary et al.
patent: 6748367 (2004-06-01), Lee
patent: 6757710 (2004-06-01), Reed
patent: 6871288 (2005-03-01), Russikoff
patent: 6932268 (2005-08-01), McCoy et al.
patent: 6963843 (2005-11-01), Takatsu et al.
patent: 7006993 (2006-02-01), Cheong et al.
patent: 7089208 (2006-08-01), Levchin et al.
patent: 7099850 (2006-08-01), Mann, II et al.
patent: 7103571 (2006-09-01), Shigemi et al.
patent: 7127427 (2006-10-01), Casper
patent: 7175074 (2007-02-01), Mejias et al.
patent: 7177838 (2007-02-01), Ling
patent: 7231372 (2007-06-01), Prange et al.
patent: 7249097 (2007-07-01), Hutchison et al.
patent: 7249099 (2007-07-01), Ling
patent: 7251656 (2007-07-01), Keown et al.
patent: 7324972 (2008-01-01), Oliver et al.
patent: 7328189 (2008-02-01), Ling
patent: 7337144 (2008-02-01), Blinn et al.
patent: 7337953 (2008-03-01), Sgambati et al.
patent: 7346577 (2008-03-01), Williams et al.
patent: RE40220 (2008-04-01), Nichols et al.
patent: 7366702 (2008-04-01), David
patent: 7376621 (2008-05-01), Ling
patent: 7395241 (2008-07-01), Cook et al.
patent: 7426530 (2008-09-01), Rosko et al.
patent: 7437327 (2008-10-01), Lam et al.
patent: 7444672 (2008-10-01), Ellmore
patent: 7447662 (2008-11-01), Gibson
patent: 7458507 (2008-12-01), Fillinger et al.
patent: 7461028 (2008-12-01), Wronski, Jr.
patent: 7461265 (2008-12-01), Ellmore
patent: 7461776 (2008-12-01), Steiger, Jr.
patent: 7463946 (2008-12-01), Smith et al.
patent: 7471818 (2008-12-01), Price et al.
patent: 7472171 (2008-12-01), Miller et al.
patent: 7487127 (2009-02-01), Weichert et al.
patent: 7496952 (2009-02-01), Edwards et al.
patent: 7500606 (2009-03-01), Park et al.
patent: 7502833 (2009-03-01), Schaeck
patent: 7512552 (2009-03-01), Karas et al.
patent: 7519560 (2009-04-01), Lam et al.
patent: 7523182 (2009-04-01), Godwin
patent: 7533064 (2009-05-01), Boesch
patent: 7536354 (2009-05-01), deGroeve et al.
patent: 7540408 (2009-06-01), Levine et al.
patent: 7543738 (2009-06-01), Saunders et al.
patent: 7546272 (2009-06-01), Loy
patent: 7546275 (2009-06-01), Herzberg et al.
patent: 7548988 (2009-06-01), Philyaw et al.
patent: 7552467 (2009-06-01), Lindsay
patent: 7571140 (2009-08-01), Weichert et al.
patent: 7577599 (2009-08-01), Sanchez et al.
patent: 7580857 (2009-08-01), VanFleet et al.
patent: 7581257 (2009-08-01), O'Hara
patent: 7590595 (2009-09-01), Pessin
patent: 7606760 (2009-10-01), Hutchison et al.
patent: 7680679 (2010-03-01), Patricelli et al.
patent: 7694135 (2010-04-01), Rowan et al.
patent: 7698221 (2010-04-01), Blinn et al.
patent: 7702580 (2010-04-01), Voth et al.
patent: 7707105 (2010-04-01), O'Neil
patent: 7729925 (2010-06-01), Maritzen et al.
patent: 2001/0039535 (2001-11-01), Tsiounis et al.
patent: 2002/0016769 (2002-02-01), Barbara et al.
patent: 2002/0052841 (2002-05-01), Guthrie et al.
patent: 2002/0059141 (2002-05-01), Davies et al.
patent: 2002/0073027 (2002-06-01), Hui et al.
patent: 2002/0083011 (2002-06-01), Kobayashi
patent: 2003/0074328 (2003-04-01), Schiff et al.
patent: 2003/0097331 (2003-05-01), Cohen
patent: 2003/0101137 (2003-05-01), Wronski, Jr.
patent: 2003/0110136 (2003-06-01), Wells et al.
patent: 2003/0183689 (2003-10-01), Swift et al.
patent: 2003/0233334 (2003-12-01), Smith
patent: 2004/0103057 (2004-05-01), Melbert et al.
patent: 2004/0118914 (2004-06-01), Smith et al.
patent: 2004/0122770 (2004-06-01), Craig et al.
patent: 2004/0128508 (2004-07-01), Wheeler et al.
patent: 2004/0236692 (2004-11-01), Sellen et al.
patent: 2005/0086169 (2005-04-01), Wells et al.
patent: 2005/0097049 (2005-05-01), Writer et al.
patent: 2005/0131816 (2005-06-01), Britto et al.
patent: 2005/0147225 (2005-07-01), Mallick et al.
patent: 2005/0199709 (2005-09-01), Linlor
patent: 2005/0211763 (2005-09-01), Sgambati et al.
patent: 2006/0131390 (2006-06-01), Kim
patent: 2006/0143122 (2006-06-01), Sines et al.
patent: 2006/0190300 (2006-08-01), Drucker
patent: 2006/0294005 (2006-12-01), Drepak
patent: 2007/0260536 (2007-11-01), Stone
patent: 2007/0276944 (2007-11-01), Samovar et al.
patent: 2007/0291741 (2007-12-01), Hwang
patent: 2008/0015985 (2008-01-01), A

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

System and method of validating a relationship between a... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with System and method of validating a relationship between a..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method of validating a relationship between a... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-4163705

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.