Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2006-02-21
2006-02-21
Frech, Karl D. (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S375000, C235S380000
Reexamination Certificate
active
07000831
ABSTRACT:
A system and method for verifying the authenticity and payment of a bank check at any of a plurality of banks or check cashing sites, wherein a payor or issuing site determines a first set of data including account and individualized payee data, which is communicated to a processing center for temporary storage and eventual comparison. Upon presentation of the check for redemption, the cashing site will establish a second set of data at least including the pre-printed account data and, depending on the embodiment, the individualized payee data that appears on the face of the check when presented. The second set of data is communicated to the processing center where the first and second sets of data are compared. Subsequent to comparison, authenticating data will be communicated to the cashing site, which is indicative of redemption authorization or refusal.
REFERENCES:
patent: 5023782 (1991-06-01), Lutz et al.
patent: 5890141 (1999-03-01), Carney et al.
patent: 5896298 (1999-04-01), Richter
patent: 5936219 (1999-08-01), Yoshida et al.
patent: 6036344 (2000-03-01), Goldenberg
patent: 6038533 (2000-03-01), Buchsbaum et al.
patent: 6808109 (2004-10-01), Page
Frech Karl D.
Malloy & Malloy P.A.
Taylor April
LandOfFree
System and method for verifying the authenticity of a check... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with System and method for verifying the authenticity of a check..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for verifying the authenticity of a check... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3627340