Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2005-01-25
2005-01-25
Frech, Karl D. (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S380000
Reexamination Certificate
active
06845906
ABSTRACT:
A system and method is disclosed which enables a consumer to use a PIN biometric, merchant code or other indicia to conveniently instruct a financial institution to activate or access specific financial services or accounts during a particular time period or during a particular transaction. When making a purchase, the cardholder enters account information into a remote terminal such as a POS device, then the cardholder inputs a particular PIN or biometric which is communicated to the financial services provider. The provider interprets the PIN or biometric as an instruction to access or activate a particular service.
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Armes David
Royer Coby
Schwarz Bill
American Express Travel Related Services Company Inc.
Hess Daniel A.
Snell & Wilmer L.L.P.
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