Electrical computers and digital processing systems: multicomput – Network-to-computer interfacing
Reexamination Certificate
2006-11-07
2006-11-07
Reagan, James A (Department: 3621)
Electrical computers and digital processing systems: multicomput
Network-to-computer interfacing
C705S001100, C705S014270, C705S026640, C705S035000, C705S03600T, C705S037000, C705S038000, C705S039000, C705S040000, C705S044000, C709S217000, C709S223000, C235S375000, C235S379000, C235S380000, C707S793000, C707S793000
Reexamination Certificate
active
07133935
ABSTRACT:
A system and method for providing electronic inquiry, delivery, and reporting of personal credit information to and from credit bureaus, via the Internet. In the preferred embodiment, the system includes a web site that, by using a web browser, allows clients to request credit information from, or provide credit reports to, credit bureaus by entering certain data on pre-built forms in a web browser-supported format. The data is encrypted using means for secure transmission, such as a web browser with at least a 128-bit secure socket layer (SSL) technology, and then sent to at least one web application executed by web server software. The web server software decrypts and reformats the data to a standard format specified by the credit bureau. The web server software initiates a query. The at least one web applications reformat the response from the credit bureau to a web browser-supported format and encrypt the data using the means for secure transmission. The web browser-supported formatted data is then sent back to the client's computer over the Internet and displayed on the client's web browser in an easily read format.
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Equifax. Jun. 3, 1999. http://www.equifax.com/consumer/faqs/credit/security.html. Retreived from IDS.
O'Harrow, Robert Jr. and Chandrasekaran, Rajiv. Credit Reports Made Available Online. Aug. 15, 1997. The Washington Post; p. D01. Retrieved online.
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