Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
2008-06-10
2008-06-10
Hewitt, II, Calvin L. (Department: 3621)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C705S064000, C705S067000, C705S078000, C705S079000
Reexamination Certificate
active
07386516
ABSTRACT:
A system and method provides secure access over public communication lines using encrypted information on a removable, portable storage medium. Information relating to a customer's financial account is encrypted and stored to a disk. When a customer desires to purchase goods and/or services on-line or access his financial account, he inserts the CD into a disk drive of a personal computer. The encrypted information is retrieved from the disk and transmitted, via public communications lines, to a computer maintaining a Web site for providing the requested goods and/or services. The computer then forwards the encrypted information to a secure network. A processor on the secure network processes the customer's request, and denies or approves the transaction based on the received information. The results of such processing are returned to the computer maintaining the Web site for completing or aborting the transaction.
REFERENCES:
patent: 4259720 (1981-03-01), Campbell
patent: 4500750 (1985-02-01), Elander et al.
patent: 4755940 (1988-07-01), Brachtl et al.
patent: 4827508 (1989-05-01), Shear
patent: 4906828 (1990-03-01), Halpern
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5222136 (1993-06-01), Rasmussen et al.
patent: 5228084 (1993-07-01), Johnson et al.
patent: 5371797 (1994-12-01), Bocinsky, Jr.
patent: 5453601 (1995-09-01), Rosen
patent: 5457746 (1995-10-01), Dolphin
patent: 5539828 (1996-07-01), Davis
patent: 5590197 (1996-12-01), Chen et al.
patent: 5623547 (1997-04-01), Jones et al.
patent: 5661285 (1997-08-01), Elrick et al.
patent: 5677953 (1997-10-01), Dolphin
patent: 5734823 (1998-03-01), Saigh et al.
patent: 5771291 (1998-06-01), Newton et al.
patent: 5850446 (1998-12-01), Berger et al.
patent: 5870724 (1999-02-01), Lawlor et al.
patent: 5889863 (1999-03-01), Weber
patent: 5903881 (1999-05-01), Schrader et al.
patent: 5913202 (1999-06-01), Motoyama
patent: 6044046 (2000-03-01), Diezmann et al.
patent: 6073124 (2000-06-01), Krishnan et al.
patent: 6098053 (2000-08-01), Slater
patent: 6173269 (2001-01-01), Solokl et al.
patent: 6195357 (2001-02-01), Polcyn
patent: 6327578 (2001-12-01), Linehan
patent: 6505178 (2003-01-01), Flenley
patent: 6526489 (2003-02-01), Kikuchi et al.
patent: 6553492 (2003-04-01), Hosoe
patent: 865008 (1998-09-01), None
“Card Frontiers: Gemplus, Verifone Test Encrypted PIN” Jeffrey Kutler, American Banker, Feb. 4, 1998, v 163, Issue 23, p. 14.
Hewitt II Calvin L.
Metavante Corporation
Townsend and Townsend / and Crew LLP
LandOfFree
System and method for providing secure services over public... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with System and method for providing secure services over public..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for providing secure services over public... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2800137