System and method for producing and verifying secure...

Data processing: financial – business practice – management – or co – Business processing using cryptography

Reexamination Certificate

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Details

C705S001100, C705S062000, C705S064000, C380S054000, C713S176000, C713S168000

Reexamination Certificate

active

07133844

ABSTRACT:
The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.

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patent: 5594225 (1997-01-01), Botvin
patent: 6058380 (2000-05-01), Anderson et al.
patent: 6073121 (2000-06-01), Ramzy
patent: 6164528 (2000-12-01), Hills et al.
patent: 6170744 (2001-01-01), Lee et al.
patent: 6181814 (2001-01-01), Carney
patent: 6212504 (2001-04-01), Hayosh
patent: 6233340 (2001-05-01), Sandru
patent: 6600823 (2003-07-01), Hayosh
patent: 6611598 (2003-08-01), Hayosh
patent: 2002/0067827 (2002-06-01), Kargman
patent: 2002/0174074 (2002-11-01), Meadow et al.
patent: WO 98/47264 (1998-10-01), None
http://www.ffiec.gov/pdf/authentication—guidance.pdf (date and author unknown).
David Messerschmitt RSA Asymetric Encryption.

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