System and method for processing retrieval requests

Details System and method for processing retrieval requests System and method for processing retrieval requests

2007-12-20

2010-12-14

Trammell, James P (Department: 3694)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

Reexamination Certificate

active

07853502

ABSTRACT:
A system for processing transaction data is provided. The system includes a substitute draft system that receives a retrieval request and generates a substitute draft in response to the retrieval request. The system also includes a merchant interface that is connected to the retrieval system. The merchant interface generates a merchant request in response to the retrieval request. The system thus allows a substitute draft to be generated in response to the retrieval request that may eliminate the need for a merchant response with a sales draft to the request. The system provides for higher and more efficient completion of retrieval requests by ensuring that such retrieval requests receive at least a substitute draft response. By providing at least a substitute draft response to the card user, a chargeback for no response is avoided.

REFERENCES:
patent: 5432326 (1995-07-01), Noblett et al.
patent: 5479530 (1995-12-01), Nair et al.
patent: 5532464 (1996-07-01), Josephson et al.
patent: 5561282 (1996-10-01), Price et al.
patent: 5678046 (1997-10-01), Cahill et al.
patent: 5813009 (1998-09-01), Johnson et al.
patent: 5860008 (1999-01-01), Bradley
patent: 6317729 (2001-11-01), Camp et al.
patent: 405242338 (1993-09-01), None
“Anonymous Delivery of Goods in Electronic Commerce,” (IBM Technical Disclosure Bulletin, 1996).

Affiliated with

Also associated with

Rating

System and method for processing retrieval requests does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with System and method for processing retrieval requests, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for processing retrieval requests will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-4174691