Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance
Reexamination Certificate
2007-02-06
2007-02-06
Thomas, Joseph (Department: 3626)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Insurance
C705S039000, C705S002000
Reexamination Certificate
active
09878891
ABSTRACT:
A system and method are provided for processing flexible spending account transactions involving a plurality of pharmacies, a service provider, one or more pharmacy benefits managers (“PBMs”), and individuals having flexible spending accounts (“FSAs”) and stored value cards for debiting their FSAs. The service provider maintains a PBM transaction database; receives from a pharmacy an authorization request at the time of purchase; queries the PBM transaction database for a matching transaction in response to the authorization request; and authorizes payment of the patient responsible balance to be automatically debited against the respective FSA at the time of purchase.
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Byrd Christopher M.
Chabot Paul L.
Patricelli Robert E.
Corrado Thomas A.
Evolution Benefits, Inc.
Kilpatrick & Stockton LLP
Najarian Lena
Thomas Joseph
LandOfFree
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