System and method for optimizing benefit plan designs

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance

Reexamination Certificate

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C705S001100, C705S014270, C705S035000

Reexamination Certificate

active

07376574

ABSTRACT:
A computer-based system and method to enable a benefit plan sponsor to design benefit plans for a given participant population by enabling the plan designer to select the plan design options that maximize the perceived benefit to the participant population subject to a cost constraint. The system prioritizes plan design options of such plans according to the costs of these options and the perceived benefits of these options for the participant population. Estimates of perceived benefit are based upon survey data from a sample of the given population or from historical survey data from population samples exhibiting analogous demographic characteristics to the given participant population regarding potential plan design options or analogous benefit plan design options.

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patent: 2002/0049617 (2002-04-01), Lencki et al.
Anonymous, “Internet Access Rapidly Expanding Among 401(K) Plan Participants, Survey Says.” Nov. 16, 1999; PR Newswire; 2 pages.

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