System and method for network-based fraud and authentication...

Information security – Access control or authentication – Network

Reexamination Certificate

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Details

C713S186000

Reexamination Certificate

active

07861286

ABSTRACT:
A system and method for providing identity protection services. According to an embodiment, a validation server receives over a network a response from a credential associated with a user, the credential response provided by the user in order to authenticate the user to one of a plurality of sites on the network that accepts the credential as a factor for authentication, the validation server verifies the credential response on behalf of the one network site, a fraud detection server receives over the network information in connection with a transaction associated with the user at the one network site, and the fraud detection server evaluates the transaction information for suspicious activity based at least in part on information provided to the fraud detection server in connection with one or more transactions at one or more sites on the network other than the one network site.

REFERENCES:
patent: 5748742 (1998-05-01), Tisdale et al.
patent: 2005/0273442 (2005-12-01), Bennett et al.
patent: 2005/0278192 (2005-12-01), Cantini et al.
patent: 2006/0157553 (2006-07-01), Kelley et al.
patent: 2007/0079136 (2007-04-01), Vishik et al.
The International Search Report corresponding to the PCT/US07/03822 application mailed Dec. 26, 2007.

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