Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
1999-11-12
2010-10-05
Felten, Daniel S (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S042000, C705S027200, C705S028000, C235S380000, C235S379000
Reexamination Certificate
active
07809636
ABSTRACT:
A system and method for initiating multicurrency/multibank wire transfers and account reporting. Using a standard Internet browser, a customer of a financial institution accesses the funds transfer and information reporting system of the present invention. Access to the system is restricted based on the user's security profile and access rights. Once logged into the system, the user provides instructions to move funds from their accounts with the financial institution or funds from an account with any other financial institution. Furthermore, the customer is able to view the details of its accounts maintained at the financial institution or at any other financial institution in the same session. Wire transactions can be in the form of a pre-defined or free formatted instruction. Furthermore, the wire transactions can involve several banks and several different currencies. Once the multibank/multicurrency wire transactions are entered, they can be approved and released by the users with the appropriate security profile and access rights. Customers can retrieve balance and transaction reports from their demand deposit accounts, controlled disbursement accounts and lockbox accounts that they have with the financial institution and with other banks.
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Adler Lynn A.
Bing Robert L.
Boyle James M.
Briody Clare K.
Emery Ian K.
Felten Daniel S
Hunton & Williams LLP
JPMorgan Chase Bank N.A.
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