System and method for merchant invoked electronic commerce

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping

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705 10, 705 35, 705 39, 705 40, 705 78, 380 24, 380 23, G06F 1760

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06092053&

ABSTRACT:
A system and method for merchant invoked electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system includes a server having software which gathers the purchasing information from a consumer to complete a purchasing transaction over a network. The system has a consumer data structure that stores purchasing information for registered consumers. The software is able to access the consumer data structure and enter the consumer's purchasing information during subsequent purchases. Having the software obtain and enter the consumer's purchasing information, the consumer does not have to enter the same information every time they purchase an item over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information.

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Moeller Michael, IBM takes charge of E-commerce, PC Week, PP 1-2, Apr. 1996.
Freeman Eva, How to move e-cash around the Internet, PP 1-2, Jun. 1997.

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