Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2005-07-19
2005-07-19
Le, Thien M. (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S383000, C235S381000, C235S487000, C705S039000, C705S040000
Reexamination Certificate
active
06918537
ABSTRACT:
A computerized system and method for managing stored-value card data over a communications network between a plurality of terminals and a central processor is provided. Each of the terminals is accessible to respective users and is located in a respective location generally remote relative to the central processor. The stored-value card data is configured to securely process in real time stored-value cards transacted by respective users to enable charging prepaid stored-value services to a recipient of the transacted stored-value card. The method allows for providing a database coupled to the central processor. The method further allows for storing in the database a plurality of records comprising stored-value card data for each stored-value card. An associating step allows for associating in each stored record respective identifiers to uniquely match a respective stored-value card and a respective terminal. The associating step is enabled by assigning a “setup” card to the location and capturing the terminal information when a transaction utilizing that card is made. A transmitting step allows for transmitting a request of stored-value card activation to the central processor from a respective requesting terminal, the central processor configured to accept said activation request based on whether the associated identifiers for the stored-value card to be activated match identifiers actually transmitted by the requesting terminal for that stored-value card and terminal.
REFERENCES:
patent: 5577109 (1996-11-01), Stimson et al.
patent: 5777305 (1998-07-01), Smith et al.
patent: 5903633 (1999-05-01), Lorsch
patent: 5918909 (1999-07-01), Fiala et al.
patent: 6000608 (1999-12-01), Dorf
patent: 6185545 (2001-02-01), Resnick et al.
patent: 6189787 (2001-02-01), Dorf
patent: 6208851 (2001-03-01), Hanson
patent: 6282566 (2001-08-01), Lee et al.
patent: 6285749 (2001-09-01), Manto
patent: 6314171 (2001-11-01), Dowens
patent: 6315206 (2001-11-01), Hansen et al.
patent: 6333976 (2001-12-01), Lesley
patent: 6375073 (2002-04-01), Aebi et al.
patent: 6424706 (2002-07-01), Katz et al.
patent: 6434379 (2002-08-01), Despres et al.
patent: 6445780 (2002-09-01), Rosset et al.
patent: 6575361 (2003-06-01), Graves et al.
patent: 6588658 (2003-07-01), Blank
patent: 6592035 (2003-07-01), Mandile
patent: 6745022 (2004-06-01), Knox
patent: 2001/0023415 (2001-09-01), Keil
patent: 2001/0042784 (2001-11-01), Fite et al.
patent: 2002/0077076 (2002-06-01), Suryanarayana et al.
patent: 2002/0101966 (2002-08-01), Nelson
patent: 2002/0115424 (2002-08-01), Bagoren et al.
patent: 2002/0119767 (2002-08-01), Fieldhouse et al.
patent: 2002/0133457 (2002-09-01), Gerlach et al.
patent: 2003/0028481 (2003-02-01), Flitcroft et al.
patent: 2003/0055782 (2003-03-01), Slater
patent: 2003/0194988 (2003-10-01), Knox
patent: 2003/0205616 (2003-11-01), Graves et al.
patent: 2003/0222135 (2003-12-01), Stoutenburg et al.
patent: 2004/0118914 (2004-06-01), Smith et al.
Graves Phillip Craig
Smith Merrill Brooks
e2interactive, Inc.
Hunton & Williams LLP
Le Thien M.
Trail Allyson N
LandOfFree
System and method for managing stored-value card data does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with System and method for managing stored-value card data, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for managing stored-value card data will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3383060