Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2007-12-04
2007-12-04
Le, Thien Minh (Department: 2876)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S382000
Reexamination Certificate
active
10855867
ABSTRACT:
The present invention provides alternative methods and systems for instantaneous initialization of financial presentation instruments, preferably stored value cards, gift cards, or other pre-paid debit cards. In one aspect of the present invention, a method for initializing financial presentation instruments is provided. The method comprises mailing a financial presentation instrument to a customer. At least an account identification (ID) associated with the presentation instrument, a monetary value to be loaded onto the presentation instrument, and a payment instrument from the customer is received. The presentation instrument is then initialized or activated to the monetary value. Typically, the receiving and initializing is carried out by an internet website, an interactive voice response (IVR) system, or a telephone customer service representative.
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First Data Corporation
Le Thien Minh
The Western Union Company
Townsend and Townsend / and Crew LLP
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