Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2004-12-30
2008-12-02
Kim, Ahshik (Department: 2876)
Registers
Systems controlled by data bearing records
Credit or identification card systems
Reexamination Certificate
active
07458508
ABSTRACT:
A method for identifying a fraudulent account application includes receiving a new account application comprising a plurality of identity-related fields and linking the identity-related fields associated with the new account application with identity-related fields associated with a plurality of historical account applications. The links form a graphical pattern on which statistical analysis can performed to determine the likelihood that the new account application is fraudulent. The statistical analysis can comprise comparing the graphical pattern to a known, or normal graphical pattern in order to detect differences, or anomalies occurring in the graphical pattern associated with the new account application.
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Hong Tao
Jost Allen
Shao Xuhui
Xie Jianjun
ID Analytics, Inc.
Kim Ahshik
Paul Hastings Janofsky & Walker LLP
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