Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2002-06-03
2009-06-02
Apple, Kirsten S (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S038000, C238S057000, C238S058000, C238S059000, C455S406000, C455S407000, C455S408000, C455S409000, C379S114030, C379S114150, C379S114190
Reexamination Certificate
active
07542931
ABSTRACT:
The present invention provides systems and methods for global address verification of a transaction, such as a transaction card purchase. In accordance with an exemplary embodiment of the present invention, the system verifies a billing address and/or an alternate address (e.g., shipping address) in a single transaction. The billing address and/or the alternate address are associated with a transaction card purchaser. If the billing and/or alternate addresses are verified, then the transaction card issuer may offer a payment guarantee to the merchant. The merchant may choose to ship the purchased item to either a billing address or an alternate address. If the address is not verified, then the transaction card issuer may choose not to offer a payment guarantee to the merchant, and the merchant may choose not to ship the item to the alternate address.
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Black Catherine B.
Farrell Diane
Khor Chin H.
Marshall Vernon
Sacheti Sandeep
American Express Travel Related Services Company Inc.
Apple Kirsten S
Sterne Kessler Goldstein & Fox P.L.L.C.
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