Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2011-04-26
2011-04-26
Kim, Ahshik (Department: 2876)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S379000, C235S383000
Reexamination Certificate
active
07931196
ABSTRACT:
A system and method for facilitating commercial transactions between a consumer and a supplier of goods at a point of sale and authorized by a credit holder. The credit holder possesses a communications device for prestoring transaction information in a data base. The communications device is operable by the credit holder for transmitting transaction information data and transaction authorization. The consumer possesses a consumer communications device for establishing a communications link between the consumer and the supplier. The consumer communications device generates a consumer request to the credit holders' communications device. A transaction approval device is in communications with the supplier and the consumer requested credit holder's communications device for receiving transaction requests from the supplier and for receiving transaction information data and authorization from the credit holder's communications device. The transaction approval device, upon receipt of transaction information data and transaction authorization, transmits approval to the supplier to complete the transaction.
REFERENCES:
patent: 4614861 (1986-09-01), Paviov et al.
patent: 4701601 (1987-10-01), Francini et al.
patent: 5140517 (1992-08-01), Nagata et al.
patent: 5317636 (1994-05-01), Vizcanio
patent: 5359182 (1994-10-01), Schilling
patent: 5477038 (1995-12-01), Levine et al.
patent: 5557518 (1996-09-01), Rosen
patent: 5572004 (1996-11-01), Raimann
patent: 5585787 (1996-12-01), Wallerstein
patent: 5591949 (1997-01-01), Bernstein
patent: 5615110 (1997-03-01), Wong
patent: 5708422 (1998-01-01), Blonder et al.
patent: 5710887 (1998-01-01), Chelliah et al.
patent: 5711012 (1998-01-01), Bottoms et al.
patent: 5726893 (1998-03-01), Schuchman et al.
patent: 5727163 (1998-03-01), Bezos
patent: 5793302 (1998-08-01), Stambler
patent: 5890137 (1999-03-01), Koreeda
patent: 5913202 (1999-06-01), Motoyama
patent: 5914472 (1999-06-01), Foladare
patent: 5955961 (1999-09-01), Wallerstein
patent: 5960411 (1999-09-01), Hartman et al.
patent: 5991749 (1999-11-01), Morrill, Jr.
patent: 6070154 (2000-05-01), Tavor et al.
patent: 6088683 (2000-07-01), Jalili
patent: 6104726 (2000-08-01), Yip et al.
patent: 6138917 (2000-10-01), Chapin, Jr.
patent: 6226529 (2001-05-01), Bruno et al.
patent: 6250557 (2001-06-01), Forslund
patent: 6254000 (2001-07-01), Degen
patent: 6311167 (2001-10-01), Davis
patent: 6324526 (2001-11-01), D'Agostino
patent: 6327348 (2001-12-01), Walker et al.
patent: 6378075 (2002-04-01), Goldstein et al.
patent: 6446048 (2002-09-01), Wells et al.
patent: 6473500 (2002-10-01), Risafi et al.
patent: 6493338 (2002-12-01), Preston et al.
patent: 6598031 (2003-07-01), Ice
patent: 6607127 (2003-08-01), Wong
patent: 6609113 (2003-08-01), O'Leary et al.
patent: 6611818 (2003-08-01), Mersky et al.
patent: 6615183 (2003-09-01), Kolls
patent: 6636833 (2003-10-01), Flitcroft et al.
patent: 6662020 (2003-12-01), Aaro
patent: 6690681 (2004-02-01), Preston et al.
patent: 6749114 (2004-06-01), Madani
patent: 6798762 (2004-09-01), Olson
patent: 6805287 (2004-10-01), Bishop
patent: 6805288 (2004-10-01), Routhenstein
patent: 6839692 (2005-01-01), Carrott et al.
patent: 6991157 (2006-01-01), Bishop
patent: 7069248 (2006-06-01), Huber
patent: 7090123 (2006-08-01), Walker et al.
patent: 7273168 (2007-09-01), Linlor
patent: 7292999 (2007-11-01), Hobson
patent: 7337229 (2008-02-01), Dutta et al.
patent: 2001/0039535 (2001-11-01), Tsiounis et al.
patent: 2002/0001317 (2002-01-01), Herring
patent: 2002/0026519 (2002-02-01), Tatsuo et al.
patent: 2002/0049639 (2002-04-01), Tanaka et al.
patent: 2002/0065774 (2002-05-01), Young
patent: 2002/0077993 (2002-06-01), Immonen et al.
patent: 2002/0083008 (2002-06-01), Smith et al.
patent: 2002/0128929 (2002-09-01), Urabe
patent: 2002/0133467 (2002-09-01), Hobson et al.
patent: 2002/0145043 (2002-10-01), Nagesh et al.
patent: 2002/0178122 (2002-11-01), Maes
patent: 2003/0001005 (2003-01-01), Risafi
patent: 2003/0014371 (2003-01-01), Turgeon
patent: 2003/0028481 (2003-02-01), Flitcroft et al.
patent: 2003/0066879 (2003-04-01), Cummins
patent: 2003/0075610 (2003-04-01), Kin
patent: 2003/0120592 (2003-06-01), Ng
patent: 2003/0126076 (2003-07-01), Kwok et al.
patent: 2003/0191945 (2003-10-01), Keech
patent: 2003/0210708 (2003-11-01), Belotserkovsky
patent: 2004/0019564 (2004-01-01), Goldthwaite et al.
patent: 2004/0029569 (2004-02-01), Khan et al.
patent: 2004/0059642 (2004-03-01), Koster et al.
patent: 2004/0090992 (2004-05-01), Lee
patent: 2004/0097217 (2004-05-01), McClain
patent: 2004/0177005 (2004-09-01), Poltorak
patent: 2004/0193553 (2004-09-01), Lloyd et al.
patent: 2004/0243490 (2004-12-01), Murto et al.
patent: 2005/0138429 (2005-06-01), Masayuki
patent: 2006/0144925 (2006-07-01), Jones
patent: 2008/0010217 (2008-01-01), Hobson et al.
patent: 2008/0010220 (2008-01-01), Hobson et al.
patent: 0745961 (1996-12-01), None
patent: 1 331 582 (2003-07-01), None
patent: 2792143 (2000-10-01), None
patent: 96/38799 (1996-12-01), None
patent: 98/06214 (1998-02-01), None
patent: 2005/024677 (2005-03-01), None
Mastercard International; Frequently Asked Questions About MasterCard SecureCode; 1994-2004, pp. 1-2.
Visa; Verified by Visa; 2005, USA, p. 1.
Sankarson Banerjee, Senior Architect, Mphasis; Credit Card Security on the Net: Where is it today?; 2004, pp. 21-23.
Visa; How it Works; 2005, USA, pp. 1-2.
Encorus Technologies; Mobile Payments Examples: M-Commerce Opens up a World of Opportunities; 2002, pp. 1-11.
George Walsh and Gabriel Berger, Director of Research & Development, DCTI E-Payment Services; Alternative Payment Methods: Aug. 2000. pp. 1-8.
Vivo Tech; RF-Based Contactless Payment: A Moret Convenient Way to Pay; 2003, pp. 1-25.
Mark E. Peters, IBM Corporation; Emerging eCommerce Credit and Debit Card Protocols; pp. 1-8.
Tony Hegarty, Eric Verheul, Dirk Steuperaert, & Georgia Skouma; Study on the Secuirty of Payment Products and Systems in the 15 Member States; Jun. 2003, pp. 1-124.
“On-Line E-Wallet System With Decentralized Credential Keepers”, Mobile Networks and Applications, vol. 8, No. 1, Feb. 1993, pp. 87-99.
“Payments and Banking With Mobile Personal Devices”, Communications of the ACM, vol. 46, No. 5, May 2003, pp. 53-58.
Office action mailed Dec. 29, 2006, for U.S. Appl. No. 10/964,654.
European Search Report mailed Feb. 10, 2006 for EP 4030898.3.
Office action mailed Jul. 10, 2007, for U.S. Appl. No. 11/061,616.
Final Office action mailed Nov. 23, 2007, for U.S. Appl. No. 11/061,616.
Office action mailed Apr. 21, 2008, for U.S. Appl. No. 11/061,616.
Notice of Allowance mailed Nov. 25, 2008, for U.S. Appl. No. 11/061,616.
European Search Report mailed Sep. 6, 2005 for EP 5007866.6.
Office action mailed Oct. 23, 2006, for U.S. Appl. No. 11/185,112.
Final Office action mailed Mar. 9, 2007, for U.S. Appl. No. 11/185,112.
Notice of Allowance mailed Jun. 8, 2007, for U.S. Appl. No. 11/185,112.
Office action mailed May 14, 2009, for U.S. Appl. No. 11/359,791.
Office action mailed Oct. 7, 2009, for U.S. Appl. No. 11/845,895.
International Search Report mailed Dec. 4, 2006, for PCT/US05/035882.
Kim Ahshik
Nosselly Facility AG, LLC
Schwabe Williamson & Wyatt P.C.
LandOfFree
System and method for facilitating the purchase of goods and... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with System and method for facilitating the purchase of goods and..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for facilitating the purchase of goods and... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2646775