Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2004-02-11
2010-06-29
Diaz, Susanna M (Department: 3684)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
Reexamination Certificate
active
07747528
ABSTRACT:
A system and method for providing a flexible credit facility that can delay the processing of financial transactions, including biometrically-initiated financial transactions, is disclosed. Delays in payment processing are determined by considering various factors that can depend on the merchant, the consumer, or the transaction itself. In one embodiment, after a financial transaction has been delayed for a determined period of time, it is then submitted to a financial network such as the Automated Clearing House (ACH) network.
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“Hypercom to Team with Veristar on Tokenless Authentication, Payment.” EFT Report, New York, vol. 24, No. 10, p. 1, May 16, 2001.
Goff Tennille V.
Robinson Mark B.
Robinson Timothy L.
Schildt Bradford R.
Diaz Susanna M
Pepper Hamilton LLP
YT Acquisition Corporation
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