System and method for conducting secure transactions

Details System and method for conducting secure transactions System and method for conducting secure transactions

2011-03-15

2011-03-15

Fischer, Andrew J. (Department: 3621)

Data processing: financial, business practice, management, or co

Business processing using cryptography

Secure transaction

C726S028000

Reexamination Certificate

active

07908223

ABSTRACT:
A system and method of conducting a transaction comprising accepting transaction information from a user, producing a customized statement, the customized statement relating to at least a portion of the transaction information and including a challenge to the user, and sending the user an obscured representation of the customized statement. The system and method may accept from the user a response to the challenge. The system and method may further allow the transaction to proceed if the response is correct and prevent the transaction from proceeding if the response is incorrect.

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