System and method for authorizing stored value card...

Registers – Systems controlled by data bearing records – Credit or identification card systems

Reexamination Certificate

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C705S014270

Reexamination Certificate

active

07578439

ABSTRACT:
A computer-implemented method for processing a stored-value card transaction request in a card data management system is presented. The management system has a central processor in communication with one or more point-of-sale terminals over a communications network. Each terminal has a unique terminal identifier and is associated with a location and a prepaid card merchant. The central processor is in communication with a database having stored therein a plurality of card records. Each of these card records contains data associated with a stored-value card distributed to a prepaid card merchant for further distribution to purchasers at a location controlled by the prepaid card merchant. The transaction request comprises a requesting terminal identifier, a card identifier assigned to a stored value card, and information indicative of a requested transaction type. The method further comprises determining if the requesting terminal is authorized to request the requested transaction type for the stored value card.

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International Search Report, PCT Application No. PCT/US07/66598, dated Nov. 13, 2007, 9 pages.

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