Image analysis – Applications
Reexamination Certificate
2008-05-09
2011-12-20
Wu, Jingge (Department: 2624)
Image analysis
Applications
C382S141000
Reexamination Certificate
active
08081795
ABSTRACT:
A system and method for assessing a condition of property for insurance purposes includes a sensor for acquiring a spectral image. In a preferred embodiment, the spectral image is post-processed to generate at least one spectral radiance plot, the plot used as input to a radiative transfer computer model. The output of the model establishes a spectral signature for the property. Over a period of time, spectral signatures can be compared to generate a spectral difference, the difference attributed to a change in the condition of the property, such as a fire or flood. In response to the change, an insurance company initiates an insurance-related action such as processing a claim.
REFERENCES:
patent: 6584405 (2003-06-01), Moncet
patent: 6873261 (2005-03-01), Anthony et al.
patent: 7660430 (2010-02-01), Navulur et al.
patent: 7739332 (2010-06-01), Patton et al.
patent: 2002/0041328 (2002-04-01), LeCompte et al.
patent: 2005/0055249 (2005-03-01), Helitzer et al.
patent: 2005/0105789 (2005-05-01), Isaacs et al.
patent: 2006/0092043 (2006-05-01), Lagassey
patent: 2007/0073486 (2007-03-01), Tillotson et al.
patent: 2007/0156339 (2007-07-01), Oettinger
patent: 2007/0223841 (2007-09-01), Weinzapfel et al.
patent: 2009/0021514 (2009-01-01), Klusza
Guzzi et al. The application of the Radiative Transfer Theory to the information content modelling connected with interpretation of a multispectral satellite environment dataIGARSS 1995, p. 1938-1940.
A “Tropospheric Emission Spectrometer”, TES L2 Data User's Guide (up to & including version F03—03 data) by Kevin Bowman et al.; Jet Propulsion Laboratory, California Institute of Technology, Pasadena, California; Version 2.00; Jun. 1, 2006; 1-28 pages.
A “Tropospheric Emission Spectrometer (TES), Level 2 Algorithm Theoretical Basis Document” by Reinhard Beer et al.; Jet Propulsion Laboratory, California Institute of Technology, Pasadena, California; Version 1.99; Jun. 30, 2004; 1-107 pages.
A “Tropospheric Emission Spectrometer (TES), Level 2 Algorithm Theoretical Basis Document Appendix” by Reinhard Beer et al.; Jet Propulsion Laboratory, California Institute of Technology, Pasadena, California; Version 1.16; Jun. 27, 2002; 1-76 pages.
A “The EOS AURA Tropospheric Emission Spectrometer (TES)” by Reinhard Beer; Imperial College Seminar, Jet Propulsion Laboratory, California Institute of Technology, Pasadena, California 91109, USA; Mar. 22, 2005; 1-47 pages.
A “Short Communication, Atmospheric radicpative transfer modeling: a summary of the AER codes” by S.A. Clough et al.; Journal of Quantitative Spectroscopy & Radiative Transfer 91 (2005); Atmospheric and Environmental Research (AER) Inc. 131 Hartwell Avenue, Lexington, MA 02421-3126, USA; pp. 233-244.
Hartford Fire Insurance Company
McCormick Paulding & Huber LLP
Wu Jingge
LandOfFree
System and method for assessing a condition of property does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with System and method for assessing a condition of property, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for assessing a condition of property will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4306723