System and method for administrating a credit card use...

Details System and method for administrating a credit card use... System and method for administrating a credit card use...

2006-07-04

2006-07-04

Champagne, Donald L. (Department: 3622)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Discount or incentive

C705S035000

Reexamination Certificate

active

07072851

ABSTRACT:
A credit card incentive program wherein a credit card issuer issues a credit card to a credit card holder, who has an outstanding installment loan account with a lending institution; wherein the credit card holder can earn a periodic rebate through use of the credit card, which rebate is in the form of a payment to the lending institution made by the credit card issuer on behalf of the credit card holder; and wherein the payment is applied against the outstanding principal on the installment loan account.

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“Wells Fargo links its plastic with mortgages”, San Francisco Examiner, Apr. 16, 1993, p. C1. Dialog file 16, document 02812176.
Borowsky, Mark, “Wells Fargo credit card is a natural advantage”, Bank Management v. 69 No. 6 (Jun. 1993): 18-22. Dialog file 15, document 00729051.
“CardTrak—More in Ninety-Four”, from the Jan. 1994 issue of CardTrak, three pages copied on Apr. 2, 2001 from http://www.cardweb.com/cardtrak/pastissues/ct—jan94.html.

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