System and method for a debit card telecom service

Electrical computers and digital processing systems: multicomput – Remote data accessing

Reexamination Certificate

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Details

C709S201000, C709S203000, C709S218000, C709S219000, C370S902000, C370S352000, C370S389000, C370S379000, C379S201060, C379S207030, C379S211010, C707S793000, C455S432300

Reexamination Certificate

active

06282566

ABSTRACT:

TECHNICAL FIELD OF THE INVENTION
This invention is related in general to the field of telecommunications equipment. More particularly, the invention is related to a system and method for a debit card telecom service.
BACKGROUND OF THE INVENTION
With the advent of the Advanced Intelligent Network (AIN), many new telecommunications services have become available. These new services may include free phone, calling card, virtual net, follow me, fully flexible routing, and debit card. These services are typically defined in a service creation environment (SCE) node in the Advanced Intelligent Network by the service provider and then disseminated to the rest of the network for execution. Many of these new services provide added flexibility and convenience in how we may use our telephone equipment. However, after a customer subscribes to a new service, changes or updates to service parameters are typically done by the service provider customer support personnel who has access to the service creation environment. As a result, the service subscribers or users cannot easily update the service parameters to maximize the benefits of the services they subscribe to.
The debit cards service is an especially appealing service because debit cards have become a popular alternative for consumers who desire to be more financially disciplined and yet still enjoy the convenience of a credit card. The debit card draws on funds previously deposited in an account by the card owner and therefore does not carry the danger of putting the card owner in debt with over spending. Further the card issuer is not exposed to bad debts that cannot be collected. For consumers with bad credit history, debit cards provide the possibility of paying for goods and services without cash.
SUMMARY OF THE INVENTION
Accordingly, it has become desirable to offer a debit card service to telephone service subscribers. Further, it is desirable to provide a system that enables the subscriber to easily change the service parameters of the account via the World Wide Web or Internet.
In one aspect of the invention, a web interface system for a debit card service in a telecommunications network includes at least one service logic program implementing the debit card service expressed in a web browser readable format, and a web server adapted to store the at least one service logic program and provide access thereto, in the form of at least one web page, by users via web browsers. A call scripting process residing in the web server continuously receives user inputs entered on the at least one web page and communicates the user inputs to a predetermined node in the telecommunications network.
In another aspect of the invention, a method for providing a web interface to a service creation environment for implementing a debit card service is provided. The invention includes the steps of generating a service data file describing the debit card service, constructing at least one web page in a web browser readable format from the service data file for displaying information therein, and prompting for and receiving a debit card number and a personal identification number on the at least one web page. The debit card number and personal identification number are communicated to the service creation environment.


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