Secure online purchasing

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

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Details

C705S044000, C705S076000, C705S077000, C705S078000

Reexamination Certificate

active

07007000

ABSTRACT:
In a method of purchasing online, a client device of a customer communicates a purchase selection which is received by a vendor computer system. The vendor computer system, in response, communicates a cost of the purchase selection and fund confirmation address to the client device. The client device communicating a payment authorization for the cost that is received by a fund guardian. The fund guardian confirms the availability of sufficient funds to pay the cost. The vendor computer system communicates a fund confirmation address which is received by the fund guardian. When sufficient funds are available to pay the cost, the fund guardian communicates a fund confirmation to the fund confirmation address.

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