Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2007-07-31
2007-07-31
Gilligan, C. Luke (Department: 3626)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S014270, C705S038000, C705S026640, C706S021000
Reexamination Certificate
active
09675992
ABSTRACT:
The invention aids an entity to selectively request additional data about a user to serve the needs of the entity without causing the user to have an adverse reaction. The invention helps an entity to determine the condition under which to request additional data so as to reduce the likelihood of causing the user to have an adverse reaction, e.g., terminate the interaction. One embodiment of the invention concerns customers requesting transactions with on-line merchants. More specifically, this embodiment aids merchants by detecting Internet credit card transactions that are likely to be fraudulent, and providing the merchants with mechanisms for managing a suspected transaction as it occurs to obtain additional information that can be useful to reducing the likelihood of fraud.
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Jost Alan P.
Lee Walter W.
Milana Joseph P.
Shoham Daniel
Wilhelm Wesley K.
Fair Isaac Corporation
Gilligan C. Luke
Glenn Michael A.
Glenn Patent Group
Najarian Lena
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