Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2000-06-29
2008-08-05
Rudy, Andew Joseph (Department: 3627)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
Reexamination Certificate
active
07409365
ABSTRACT:
A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules. The profitability calculations include the following:in-line-formulae description="In-line Formulae" end="lead"?Profit=Net Interest Revenue (NIR)in-line-formulae description="In-line Formulae" end="tail"?in-line-formulae description="In-line Formulae" end="lead"?+Other Revenue (OR)in-line-formulae description="In-line Formulae" end="tail"?in-line-formulae description="In-line Formulae" end="lead"?−Direct Expense (DE)in-line-formulae description="In-line Formulae" end="tail"?in-line-formulae description="In-line Formulae" end="lead"?−Indirect Expense (IE)in-line-formulae description="In-line Formulae" end="tail"?in-line-formulae description="In-line Formulae" end="lead"?−Risk Provision (RP)in-line-formulae description="In-line Formulae" end="tail"?In this calculation, the Risk Provision (RP) comprises an expected future loss that arises from one or more risk factors.
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Gates & Cooper LLP
Rudy Andew Joseph
Teradata , US Inc.
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