Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2006-10-24
2006-10-24
Patel, Jagdish N (Department: 3624)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S037000, C705S044000, C705S045000
Reexamination Certificate
active
07127426
ABSTRACT:
A reloadable debit card system includes an issuing institution whereat a main account is set up and multiple sub-accounts are established thereunder. Each sub-account corresponds to a respective cardholder. The sub-accounts are established and debit cards are printed with respective sub-account numbers prior to distributing the cards to an 80 POS distribution network. The cards are purchased from the POS member establishments for predetermined incremental values. Value can be added to such cards in such increments. A reloadable debit card method includes the steps of establishing a main account at an issuing institution and establishing sub-accounts thereunder. Multiple debit cards are printed with the respective sub-account numbers. The cards are then distributed to POS establishments for sale to cardholders, resulting in credits to the sub-accounts. Goods and services can be purchased with the cards whereupon the sub-accounts are debited. Negotiable instruments, such as money orders and the like, can optionally be purchased with the cards.
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Lynnette, Luna National Telemanagement answers prepaid wireless dilemmas (National Telemanagement launches its SmartPay service; company calls this an answer to prepaid wireless problems) RCR Radio Communications Report, v 15, n 51, p. 13 Dec.
First Data Corporation
Patel Jagdish N
Townsend and Townsend / and Crew LLP
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