Process and apparatus for the derivation of annuity rates

Details Process and apparatus for the derivation of annuity rates Process and apparatus for the derivation of annuity rates

1997-05-01

1999-07-27

MacDonald, Allen R.

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Insurance

G06F 1900

Patent

active

059307609

ABSTRACT:
A process and apparatus for determining premium tables to produce annuity rates, where the annuity rates reflect client data pertaining to age, sex, medical conditions and high risk behavior. The annuity rate reflects potential medical and social advancement, prudence, interest, expenses, and commissions as well as other related factors in determining premiums to be paid by individuals.

REFERENCES:
patent: 4975840 (1990-12-01), DeTore et al.
patent: 5655085 (1997-08-01), Ryan et al.
patent: 5761645 (1998-06-01), Hawkins
patent: 5819230 (1998-10-01), Christie et al.

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