Private electronic value bank system

Details Private electronic value bank system Private electronic value bank system

2011-01-04

2011-01-04

Hamilton, Lalita M (Department: 3691)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000

Reexamination Certificate

active

07865431

ABSTRACT:
To make an electronic value usable for both service on a network and service in the real world while ensuring security, convenience and economical efficiency, the electronic value issued for a user is controlled on an electronic wallet of a private electronic value bank, the electronic value controlled on the electronic wallet of a bank is cached in a mobile electronic wallet on a smart card of a user's portable terminal5, and the electronic wallet is linked such that it is operated via the network when the mobile electronic wallet is operated. When the electronic value on the smart card is used for the service provided in a real environment such as a ticket gate of a train station, on-line transaction does not occur every time it is used, but the electronic wallet of the bank is updated when the portable terminal and the bank communicate later.

REFERENCES:
patent: 5590197 (1996-12-01), Chen et al.
patent: 5909485 (1999-06-01), Martin et al.
patent: 6101378 (2000-08-01), Barabash et al.
patent: 6105008 (2000-08-01), Davis et al.
patent: 6112984 (2000-09-01), Snavely
patent: 199869230 (1998-10-01), None
patent: 0 794 651 (1997-09-01), None
patent: 2761840 (1998-10-01), None
patent: 2 776 454 (1999-09-01), None
patent: 10-162088 (1998-06-01), None
patent: 2000-067140 (2000-03-01), None
patent: WO 97/45814 (1997-12-01), None
patent: WO 98/34393 (1998-08-01), None
patent: WO 98/42173 (1998-10-01), None
patent: WO 99/04548 (1999-01-01), None
patent: WO 99/24891 (1999-05-01), None
patent: WO 99/24892 (1999-05-01), None
A future without cash is in the cards; [Final Edition] Alison MacGregor. The Gazette. Montreal, Que.: Jul 26, 1999. p. A.1.FRO.
Four-Way Easy Card to Be Tested in L.A. Pilot Program As Method of Utility-Bill Cash Payment by Nonbanking Consumers Using Self-Service Terminals Business Editors. Business Wire. New York: Nov 5, 1998. p. 1.

Affiliated with

Also associated with

Rating

Private electronic value bank system does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Private electronic value bank system, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Private electronic value bank system will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-2710386