Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Accounting
Reexamination Certificate
2009-07-09
2011-12-20
Frenel, Vanel (Department: 3687)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Accounting
C705S034000, C705S035000, C705S039000, C705S041000, C235S379000, C379S114200
Reexamination Certificate
active
08082195
ABSTRACT:
Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included is an issuer. The issuer receives the funds a distributes a prepaid transaction card associated with the funds. The methods and systems also include a prepaid transaction card identifier, wherein the prepaid transaction card identifier identifies the prepaid transaction card. The issuer maintains a central computer system that stores at least one parameter entitling the purchaser to a refund of at least a portion of the funds. The methods and systems also include a cash pool, the cash pool holding at least a portion of the funds funded by the purchaser.
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Frenel Vanel
Kilpatrick Townsend & Stockton LLP
The Western Union Company
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