Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2007-07-10
2010-12-28
Kramer, James (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S004000
Reexamination Certificate
active
07860786
ABSTRACT:
Methods and apparatus, including computer program products, for a predictive score for lending. A method includes receiving an employee's health insurance plan design information and general health and wellness data, weighting selected ones of the employee's health insurance plan design information and general health and wellness data, and generating a credit risk indicator from the weighted selected ones of the employee's health insurance plan design information and general health and wellness data.
REFERENCES:
patent: 2003/0023544 (2003-01-01), Chodes
patent: 2003/0208422 (2003-11-01), Burczyk
patent: 2005/0027983 (2005-02-01), Klawon
patent: 2005/0216315 (2005-09-01), Andersson
Banas Anthony T.
Blackburn Jeremy J.
Kashyap Vikram A.
Canopy Acquisition, LLC
Joswick, III Eugene B.
Kilpatrick & Stockton LLP
Kramer James
Maguire Lindsay M.
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