Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2010-03-15
2011-10-11
Dass, Harish T (Department: 3695)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S03600T, C705S038000
Reexamination Certificate
active
08036985
ABSTRACT:
A method for pre-funding is disclosed. The method includes sending a plurality of pre-fund authorization requests to a buyer financial institution, and then receiving a plurality of responses to the pre-fund authorization requests from the buyer financial institution, where each response either accepts or declines a pre-fund authorization request. A funds transfer request is sent to the buyer financial institution, where the funds transfer request corresponds to a total value of the accepted pre-fund authorization requests. Notification that funds have transferred from the buyer financial institution in response to the funds transfer request is received. Then, the sending of the funds to a supplier financial institution is authorized.
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pate
Bryant John M.
Lynch Keiron G.
Martinez L. Ted
Novak M. Kathrina
Reid William
Dass Harish T
Kilpatrick Townsend & Stockton LLP
Madamba Clifford
Visa International Service Association
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